0% down payment required; closing costs paid by borrower or seller. 100% financing also available on investment properties (special restrictions may apply).
Second Mortgage Loans
Convenient subordinate loans that don't disturb your first mortgage, and keep you from paying Mortgage Insurance (PMI). Home Equity lines available too!
Debt Consolidation Plans
Pay off high interest rate credit card debt using the equity in your home at a much lower interest rate.
Cash Out / Home Equity Loans / Home Equity Lines of Credit
Use the equity in your home for Home Improvement Projects, College Tuition, or other unexpected needs.
Investment Properties
Secure financing for up to 4 family properties with as little as 0% down payment.
Construction Loans
Up to 90% of the cost of land plus construction costs with a one-time fixed rate closing.
Pick-A-Pay / Pay Options
Established with the thought that your home can be used as a tool for wealth building. The Pick-A-Pay / Pay Option loan allows you to free up cash to save money and invest in assets. By gaining the flexibility to control your finances, it gives you the tools to turn your liabilities into assets and start building your wealth today!
Commercial Loans
Loan products for commercial real estate loans across Tennessee. Commercial properties include: office, industrial, mini-storage, retail, gas stations, convenience stores and hotels. A Prime Trust Mortgage offers direct access to aggressive lending sources in the state.
We will help you find the right loan even if you cannot list traditional income sources or have some credit challenges. Just ask! That's what we're here for!